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Titanium Life Card

GET MORE FROM LIFE
Of course, with our extensive range of rewards, benefits and privileges, it would be hard not to. Introducing MasterCard Titanium Life, a card designed to cater to people with big expectations, people with great ambition, in short, people who want to get more from Life.

In addition to greater spending power, here are some of the unique features and benefits that you can look forward to:
A CHOICE OF LUXURY WELCOME GIFTS
Sign up for a Titanium Life and be welcomed with the following selection of luxury gifts for you to choose from*:
 
  • Free Airline Ticket.
  • Weekend Getaway.
  • Exquisite watch – Men.
  • Mont Blanc Business Cardholder.
  • Exquisite watch – Women.

 

MORE PRIVILEGES

Titanium Life opens doors to a range of exclusive privileges, such as:

  • Guaranteed free airline ticket every year to one of 45 destinations worldwide.
  • Complimentary access to lounges in Dubai, Cairo, Kuwait, Riyadh, Jeddah and Dammam International Airports.
  • Discounts of up to 7% on travel and holiday packages along with the option of Easy Purchase Plan, offering 0% interest for 3 or 6 months.

 

MORE LIFESTYLE
Indulge with our exclusive ‘Lifestyle Privileges’ program that gives you a wide range of special deals and benefits across a range of premium partners which encompass lifestyle, entertainment, shopping, dining, jewellery, wellness and more.

 

MORE FREEDOM
Titanium Life offers you complete financial freedom with a host of facilities, including 0% interest Easy Purchase Plans, Dial-a-Cheque option for rent and school fee payment facilitation, Loan-on-Phone, Balance Transfer and Motor Insurance at preferential rates.

 

MASTERCARD GLOBAL PREMIUM PRIVILEGES
As a preferred MasterCard premium cardholder, you get to explore the world with a wide range of priceless moments, ranging from red carpet treatment at events, to fashion and culinary experiences. Not to mention access to upscale resorts, hotels, travel destinations and retail establishments. It’s all available through www.mastercardmoments.com.

  MORE REWARDS
Through its innovative cash back program, Titanium Life offers you cash reward of up to AED 12,000. Enjoy higher rewards for higher spend with bonus rewards for special transactions.
 
  • Up to 10% cash back on duty free purchases.
  • Exclusive bonus on weekend spending, utility bill payments, overseas purchases, balance transfers from other credit cards and loan on phone of up to 2%.

 

MORE CONVENIENCE
Titanium Life makes everyday life a breeze. Let our Concierge Service work for you. Call for free pickup and delivery of documents, have all your external visa requirements taken care of and enjoy two free courier deliveries and two deliveries of movie/concert tickets per month. You can also also have your flowers delivered to anywhere in the world for free.

Feel safe on the road with our 24/7 roadside assistance in the UAE. This includes towing, battery boosting, lock-out services, fixing flat tyres, aid for mechanical failures, emergency fuel service.

We also assist you with Car Registration Service and International Driving License issuance.

 

MORE COMFORT

 
Protection
 
First Insurance is a credit shield that covers the outstanding balance on your credit card and ensures protection against unforeseen adversities. Additionally, Hospitalization benefit, Life Insurance worth AED 75,000 and Travel Insurance of up to AED 1000,000 are provided as bonus benefits.
 
Customer Service
 
  • Branches in Dubai and Abu Dhabi
  • 24/7 Contact Centre
  • Dubai First Website and Online Service
  • 24/7 Utility Bill Payment
  • Four payment options at over 800 payment locations
  • Instant Cash Advances at over 1 Million ATMs around the world
  • Up to 4 FREE Supplementary Cards


*To become eligible for the Welcome Gift, payment of Annual fee of AED 400 along with a retail spend of AED 250 is required on Titanium Life. A voucher will be dispatched which needs to be presented in original at the specified Merchant partner to claim the gift. Free Airline ticket covers only the basic air fare, all the taxes and surcharges as applicable are payable by the customer. Blackout dates as applicable will also apply.

 

Lifestyle Benefits

Titanium Life enables you to indulge in yourself by offering numerous lifestyle privileges such as:

 
First Concierge Privileges *
 
Help you breeze through your busy day by leaving your mundane tasks to us. Services include:
 
  • Visa drop off at the Dubai International airport – lets you avoid long drives and rush hour traffic to get to the airport when you have family and friends visiting Dubai.
  • Local courier services ensure that your documents always reach on time. Enjoy the convenience of 2 complimentary local courier deliveries per month in the UAE.
  • Gift and Flower delivery service ensures that you’ll never have to be embarrassed for forgetting a special occasion again. While the delivery is free, the appropriate charges will apply.
  • Ticket delivery to ensure that you no longer have to wait in long queues to get your favourite movie or music concerts tickets. Plan your evening of entertainment with tickets delivered right to your doorstep.
  • Documentation services ensure that you have time to yourself when you need it most.Services include yearly passport renewals, health card pick-ups, maid visa processing and attestation. Appropriate charges apply, one service of each type is free per year.
  • Car registration service gives you a stress free experience by having your car collected and returned to you with the new registration card in a matter of hours. We can also assist you with obtaining an International Driving License.
 
Roadside Assistance**
 
Our 24*7 roadside assistance ensures that you are never left stranded while on the move in the UAE. List of available services include:
 
  • Towing
  • Battery Boosting
  • Lock Out Services
  • Fixing Flat Tyres
  • Mechanical Failure
  • Emergency Fuel Service

* Concierge Services are available from 8:30 am to 5:30 pm every day except Fridays and public holidays.
  Please call 04-335 5678 to book your service.

 
**Any 2 of these mentioned services can be availed for Free once a year.
 
First Convenience Privileges
 
Titanium Life provides you convenience privileges which add simplicity to your life:
 
  • Safer and convenient than carrying cash
  • Worldwide acceptance across 25 Mn outlets
  • Instant cash withdrawal at 1 Mn ATM locations worldwide
  • Need to pay your card bills, our extensive partner network encompasses banks and exchange houses and ensures that there is one always in your vicinity
  • Long queues for payment of utility bills is now a thing of the past, payment can now be made through our simple IVR methodology
  • Flexibility to redeem your cash back rewards against your Credit card annual fee

Rewards

Welcome to the most generous rewards program which provides you amongst the highest yearly Cash Back savings of up to AED 12000.

In addition to the exceptional cash back rewards, you can also benefit from a guaranteed airline ticket every year on incurring an annual retail spend of AED 84,000.

Titanium Life rewards you for all your spends – retail as well as cash. Our cashback program ensures that you will never want to use any other credit card.

You earn rewards as per the following tiers

Cash Back Tiers Cash Back %
AED 1,000 - AED 4,999 1.0%
AED 5,000 - AED 9,999 2.0%
AED 10,000 - AED 24,999 2.5%
AED 25,000 and more 3.0%

 

The more you use your Titanium Life card, the greater the cash back you accumulate*

  • Earn up to 10% cash back on duty free purchases
  • Earn bonus cash back on other categories which include utility bill payment, overseas purchases, cash withdrawals, balance transfers and more
  • Exclusive bonus of 1% on weekend spend (Thu,Fri & Sat)
Bonus Cash Back Slabs Cash Back %
Any Duty free stores for AED 500 and more 10.00%
Forex transactions for AED 500 and more 1.00%
Cash withdrawal of AED 2000 and more 1.00%
Day of the week spend (Thur, fri & Sat) of AED 500 and more 1.00%
Utility bill payment 0.50%
'Loan on Phone/Balance Transfer for AED 8000 and more for a minimum of 18 months 2%

 
*Terms and conditions apply.

*Minimum transaction value for Duty free and weekend spends is AED 500.  Maximum bonus on duty free and weekend spend is capped at AED 100 per billing cycle and for Utility Bill payments is AED 20 per billing cycle. The maximum applicable cash back per billing cycle is capped at AED 1000 including all bonuses.

 

Special Offers
 
Special Privileges
 
Indulge in your self  with our black book containing premium privileges, which provide special offers across
 
First Dining Privileges
 
Titanium Life lets you indulge is irrestible gourmet pleasures and yearlong offers which guarantee mouth watering dining deals across the UAE.
 
  • Enjoy Gourmet experiences at your favorite dining outlets across the UAE
  • Benefit from our Buy 1 get 1 offers which provide savings only a few can match
To know more click here
 

First Fashion Privileges
 
Bored of your looks…time to refurbish your wardrobe. Look no further, our fashion privileges is the answer to your needs.
 
  • Attractive instant discounts at your favorite fashion and accessory brands
  • Instant savings at your favorite accessories
  • Preferred treatment on wellness and health
  • Diamonds are forever ensures you get the best deals at Jewellers across the UAE
To know more click here
 

First Entertainment and Other Privileges
 
Explore exotic getaways and indulge with your family at finest entertainment facilities in the UAE.
 
  • Our Gadget guru connects you with smart deals on electronic gadgets
  • Get special offers at the Grand Metroplex Cinema
  • Relaxation and indulgence beckon you at various getaways in the UAE
  • Want to drive in Dubai…get assistance from experts at  Emirates Driving Institute (the largest in the UAE)  at a preferred rate
  • Enjoy a game of bowling, scuba diving and access to water parks in the UAE.
To know more click here
 

First Health and Wellness Privileges
 
Medical expenses can be daunting, our health privileges ensure that you are better equipped to handle these situations.
 
  • Benefit from  discounts on consultation,out patient procedures,dental,radiology,imaging and more
  • Benefit from 10%  discount on cosmetic surgery and cosmetic dentistry
  • Rejuvenate yourself through exclusive  SPA packages  across the UAE
  • Need a makeover for that special occasion, visit any of our preferred beauty clinics across the UAE and let the experts take care of you
To know more click here
 

First Travel Access Privileges
 
From incredible getaways in the Caribbean, to trekking in the Himalayas, Titanium Life travel privileges introduce you to some of the best kept secrets the world over.

Your travel access privileges provide you the following  
 
  • Whether travelling on business or leisure, unwind with complimentary lounge access at Dubai, Kuwait & Cairo international airports, irrespective of the Class or airline of travel
  • Attractive discounts of up to 7% on travel packages booked through MMI travels
  • 5% discount on airfare booked through travel assist
  • Travel now and pay later through our 0% Easy Purchase Plan of up to 6 months
 

MasterCard Privileges
 
There are some things money can’t buy, for everything else there is MasterCard!!
 
An exclusive program for MasterCard Premium cardholders, you'll find only the very best merchant partners to choose from, ensuring that every moment you experience is fulfilling and eminently unforgettable.
 
Titanium Life ensures you have yearlong access to privileges such as
 
  • Enjoy Red carpet treatment at events such as the Aishti Fashion Show
  • There are moments and then there are priceless moments across the globe covering
  • Great Escapes in awe inspiring destinations such as Maldives,Phuket, Bhutan, Italy,London,India,Malaysia,New Zealand, Morocco and more
  • Take a swing with Golfing privileges at the boutique Lodge at Kauri  Cliffs in New Zealand
  • Embark on a culinary journey to awaken your taste buds with diverse cuisines which provide you a real taste of India, the sheer joy of Cantonese  cuisines, indulge in a taste of Mediterranean and more
  • Pamper yourself with revitalizing and rejuvenating experiences at the Taj Falaknuma Palace,Taj Lake Palace,Taj Tashi Thimpu,Chiva Som,Six Senses Sanctuary Phuket,Auriga Capella and more
 
To know more about your mastercard moments click here

https://www.mastercardmoments.com/en/index.aspx

 

Financial Benefits

Titanium Life provides you financial privileges only a few can match.

  • Stay in Complete Control

    Titanium Life provides you total control of your finances, enjoy an interest-free credit period of up to 51 days when you pay 100% of your outstanding balance. You also have the flexibility to pay only the 10% minimum due on your outstanding balance as shown on your statement, within 21 days from your billing date.

  • Dial-a-Cheque Facility

    Need to send across a cheque for your house rent? Call us to request for Dial-a-Cheque on your Titanium Life and we will arrange a cheque with the requested amount to be delivered to your door step.

    To know more click here

  • Time to Pay for your Child’s Education

    Need to send across a cheque for your child’s school fee and other educational expenses. Choose from two convenient options and let us send across the cheque for the particular amount at your doorstep. Moreover, you also earn valuable rewards on these .

    To know more click here

  • Loan on Phone

    An instant, low interest loan is available to you via the phone. You can pay the loan in equal monthly instalments over 3 to 24 months.

    To know more click here

  • Balance Transfer

    Benefit more by transferring your outstanding balance from other banks credit cards to Titanium Life and enjoy special low interest rates. With a choice to repay the amount in 3 to 36 equal monthly instalments… your finances will be even easier to manage.

    To know more click here

  • Easy Purchase Plans

    Purchase any item greater than AED 1000 and nominate the same for our Easy Payment Plan with convenient monthly instalments of 3 to 36 months at a special interest rate.

    To know more click here

  • Motor Insurance

    Benefit from preferential rates and special benefits on comprehensive Motor Insurance through our partnership with Oman Insurance Company.

    To know more click here

  • Insurance Privileges

    Life is full of uncertainties, our comprehensive card insurance coverage ensures that you are better equipped to handle such adversities and inconveniences.

 First Insurance covers the outstanding balance in case of

  • Death due to any cause, up to AED 100,000
  • Permanent total disablement, up to AED 100,000
  • Involuntary loss of employment**
  • Hospitalization cash benefit of AED 200 per day

  Additional, your other benefits include

  • Life insurance with a flat cash benefit of AED 75,000
  • Comprehensive Travel Insurance of up to AED 1,000,000 which encompasses
     
    • travel accident insurance
    • emergency assistance/hospitalization
    • travel inconvenience insurance
    • personal liability insurance
    • free baggage loss/delay insurance

All these benefits come to you FREE for the first one month. Thereafter, a nominal charge of 0.89% will apply on your monthly credit card balance. Secure the future of your family with First Insurance from and give yourself the peace of mind you deserve.

*Terms and conditions apply.
**10% of your outstanding balance subject to a maximum of AED 4,000 per month.

FRAUD Protection

Unauthorized charges ?... Get your money back

Dear Titanium Life cardholder,

We are please to introduce a new feature on your card – Fraud Protection. This is an insurance that covers you in case of fraudulent transactions using your credit card information are made in-store, online, through telephone or ATM.

You are covered up to AED 2,386 per occurrence and cumulative amount of AED 6,239 annually.

Should you fall victim to unauthorized usage of your Titanium Life card, please call immediately Dubai First Contact Centre on 04-5068888.

*Terms and Conditions apply

 

Useful Information

Customer Service
Our dedicated team work 24 hours a day to meet any requirements that you may have. Our aim is to  exceed your needs, so please do not hesitate to pick up the phone and call us on 04 506 8888 day or night.

Branches
Visit our branches in Dubai and Abu Dhabi.

Dubai First Website
Our website will provide you with comprehensive and up-to-date information on the Titanium Life, special offers and benefits as well as other important information about Titanium Life.

Dubai First Online Services
Our website will provide you with comprehensive and up-to-date information on the Titanium Life, special offers and benefits as well as other important information about your Titanium Life.

24/7 Utility Bill Payment
Pay your utility bills quickly and easily 24/7 over the phone or with Dubai First Online Service.

Worldwide Acceptance
Accepted globally by over 25 million merchants.

Instant Cash Advances
Get access to cash quickly and conveniently at over 1 Million ATMs around the world.

Up to 4 FREE Supplementary Cards
Share your exclusive benefits with family members and build up rewards even faster.

View Terms and Conditions here

View Schedule of Charges here

 

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