SME Business Loan

SME Business Loan

Dubai First brings you SME Business Loans, a hassle-free solution to help you run your business more effectively and facilitates business entities to meet their small business needs including working capital requirements and other business expansion and personal needs


Our Products

  • SME Business Loan - funding of small and medium size enterprises for working capital and expansion purposes
  • Personal Loan for Self Employed - personal loan provided to the authorized signatory of the company

Key Features

  • Easy documentation
  • Quick processing
  • Collateral Free
  • Tenure up to 48 months
  • Attractive interest rates

Schedule of Charges view here


Basic Eligibility

  • Minimum length of business of 1 year
  • Minimum average sales turnover of AED 75,000 per month


  • Copy of valid passport, visa and Emirates ID of each partner
  • Valid Trade license copy and incorporation documents
  • Copy of Tenancy Contract
  • 6-month bank statement of the company account
  • 3 months personal bank for Personal Loan for Self Employed


Frequently Asked Questions

+ What is a Dubai First SME Business Loan?

+ What type of business entities are eligible to apply for a Dubai First SME Business Loan?

+ What is the minimum loan Dubai First can offer?

+ What is the minimum and maximum tenor I can apply for?

+ What is the minimum Length of Business (LOB) required?

+ What is the minimum turnover requirement?

+ What are the applicable interest rate and fees & charges when applying for a Dubai First SME Business Loan?

+ What are the repayment modes available?

+ Can we apply for a top-up loan in the future?

+ Can the company do an early settlement of the loan?

+ Is there an option for partial repayment?