First Secure

Introducing First Secure from Dubai First - No other credit card protects you better.

 

For the unforeseen circumstances that may prevent you or your family from meeting your financial commitments, Dubai First introduces First Secure - a comprehensive credit card insurance cover that offers you complete protection against life's adversities. First Secure* covers your financial liabilities on Dubai First Credit Card or elsewhere in below unfortunate events:

  • Death/Permanent total disability
  • Involuntary loss of employment
  • Hospitalisation
  • Household insurance
  • Purchase protection
  • Flat life cover and
  • Comprehensive travel insurance

Event

 

First Secure Insurance Benefits

(For Gold, Titanium, Emirati, Platinum and Infinite Cards)

Death / Permanent Total Disablement

Coverage of total amount outstanding on Dubai First credit card as on date of death / permanent total disability of the insured, subject to maximum of  credit card limit or AED 100,000/-, whichever is lesser.

Involuntary Loss of Employment

In the event of involuntary loss of employment (ILOE) of the insured, the insurance company shall pay each month 10% of the outstanding on Dubai First credit card as on the date of the event or AED 4,000, whichever is lesser, for a maximum period of 12 months. The maximum benefit per insured cardmember shall not exceed AED 48,000.

Hospital Cash Benefit

Daily AED 200 for maximum period of  60 days.

Household Insurance

Coverage of AED 25,000 ( AED 1,500 is deductible on each claim).

Purchase Protection

Coverage of AED 40,000 annually (AED 175 deductible on each claim).

Flat Life Cover

(Payable to the beneficiary of the insured)

  • Coverage of AED 50,000 for Gold cardmemebers
  • Coverage of AED 65,000 for Titanium cardmemebers
  • Coverage of AED 78,000 for Emirati / Platinum cardmemebers
  • Coverage of AED 93,600 for Infinite cardmemebers

                        Comprehensive travel insurance benefits

Death

Coverage of AED 1,000,000 for insured cardmember, AED 1,000,000 for spouse and AED 100,000 for child.

Medical

Daily benefit of AED 185 for a maximum period of 30 days.

Flight Delay

Reimbursement of reasonable expenses incurred towards accommodation and food: AED 185 per hour (for insured cardmember) and AED 375 per hour (for family) for delay in excess of 4 hours.

Maximum benefit:  Cardmember - AED 1,200, Family - AED 2,400.

Baggage Delay

Reimbursement of incurred expenses:  AED 120 per hour (for insured cardmember) and AED 240 per hour (for family) for delay in excess of 4 hours.

Maximum benefit:  Cardmember - AED 2,000, Family - AED 4,000

Baggage Loss

Max. coverage is AED 1000 per bag and AED 4,000 per insured cardmember (AED 8,000 per family).

Personal Liability

Maximum coverage of AED 100,000.

Emergency Assistance

Medical service, Evacuation / Repatriation, Legal assistance, Lost luggage / Passport, Emergency cash, Available 24 hours for international travel only.

 

Event

First Secure Insurance Benefits

(For Visa Silver and MasterCard Classic Cards)

Death / Permanent Total Disablement

Coverage of total amount outstanding on Dubai First credit card as on date of death / permanent total disability of the insured, subject to maximum of  credit card limit or AED 100,000/-, whichever is lesser.

Involuntary Loss of Employment

In the event of involuntary loss of employment (ILOE) of the insured, the insurance company shall pay each month 10% of the outstanding on Dubai First credit card as on the date of the event or AED 4,000, whichever is lesser, for a maximum period of 12 months. The maximum benefit per insured cardmember shall not exceed AED 48,000.

Hospital Cash Benefit

Daily AED 200 for maximum period of  60 days.

Household Insurance

Coverage of AED 10,000 ( AED 1,000 is deductible on each claim).

Purchase Protection

Coverage of AED 12,000 annually (AED 175 deductible on each claim).

Flat Life Cover

(Payable to the beneficiary of the insured)

Coverage of AED 25,000.

                                 Comprehensive travel insurance benefits

Death

Coverage of AED 600,000 for insured cardmember, AED 600,000 for spouse and AED 60,000 for child.

Medical

Daily benefit of AED 185 for a maximum period of 30 days.

Flight Delay

Reimbursement of reasonable expenses incurred towards accommodation and food: AED 185 per hour (for insured cardmember) and AED 375 per hour (for family) for delay in excess of 4 hours.

Maximum benefit:  Cardmember - AED 750, Family - AED 1,200.

Baggage Delay

Reimbursement of incurred expenses:  AED 120 per hour (for insured cardmember) and AED 240 per hour (for family) for delay in excess of 4 hours.

Maximumbenefit:  Cardmember - AED 1,200, Family - AED 2,400.

Baggage Loss

Max. coverage is AED 1000 per bag and AED 2,000 per insured cardmember (AED 4,000 per family).

Personal Liability

Maximum coverage of AED 100,000.

Emergency Assistance

Medical service, Evacuation / Repatriation, Legal assistance, Lost luggage / Passport, Emergency cash, Available 24 hours for international travel only.

 

All these benefits come to you for a nominal monthly charge as per the Schedule of Charges and will apply on your monthly credit card balance. Secure the future of your family with First Secure from Dubai First, and give yourself the peace of mind you deserve.

*Policy Terms and Conditions apply. For further details click here