First Secure

Introducing First Secure from Dubai First - No other credit card protects you better.

 

For the unforeseen circumstances that may prevent you or your family from meeting your financial commitments, Dubai First introduces First Secure - a comprehensive credit card insurance cover that offers you complete protection against life's adversities. First Secure* covers your financial liabilities on Dubai First Credit Card or elsewhere in below unfortunate events:

  • Death/Permanent total disability
  • Involuntary loss of employment
  • Hospitalisation
  • Household insurance
  • Purchase protection
  • Flat life cover and
  • Comprehensive travel insurance

 

  Event   First Secure Insurance Benefits
       
      Consumer Cards   Commercial Cards
           
  Death / Permanent Total Disablement   Coverage of total amount outstanding on Dubai First credit card as on date of death / permanent total disability of the insured, subject to maximum of  credit card limit or AED 100,000/-, whichever is lower.   Coverage of total amount outstanding on Dubai First credit card as on date of death / permanent total disability of the insured, subject to maximum of  credit card limit or AED 500,000/-, whichever is lower.
           
  Involuntary Loss of Employment   In the event of involuntary loss of employment (ILOE) of the insured, the insurance company shall pay each month 10% of the outstanding on Dubai First credit card as on the date of the event or AED 4,000, whichever is lesser, for a maximum period of 12 months. The maximum benefit per insured cardmember shall not exceed AED 48,000.    
           
  Hospital Cash Benefit   In an event of hospitalization of the card holder as a result of an accident or Illness a daily benefit of AED 200 for maximum period of 60 days.   In an event of hospitalization of the card holder as a result of an accident or Illness a daily benefit ofAED 200 for maximum period of 60 days.
           
  Household Insurance  

For Silver and Standard Cards

Maximum Coverage of AED 10,000 ( AED 1,000 is deductible on each claim)

For Gold, Platinum, Emirati, Titanium and Infinite Cards

Maximum Coverage of AED 25,000 ( AED 1,500 is deductible on each claim)

   
           
  Purchase Protection  

For Silver and Standard Cards

Maximum Annual Coverage AED 12,000 (AED 175 deductible on each claim)

For Gold, Platinum, Emirati, Titanium and Infinite Cards

Maximum Annual Coverage AED 40,000 (AED 175 deductible on each claim)

   
           
 

Life Cover

(Payable to the beneficiary of the insured)
  Coverage of AED 25,000 for Silver and Standard Coverage of AED 50,000 for Gold Cards Coverage of AED 65,000 for Titanium Cards Coverage of AED 78,000 for Platinum Cards Coverage of AED 93,600 for Infinite Cards   Coverage of AED 75,000
           
      Comprehensive travel insurance benefits
           
  Personal Accident Death   Coverage of AED 250,000 for insured card member, AED 250,000 for spouse and AED 25,000 for child.   Coverage of AED 250,000 for insured card member, AED 250,000 for spouse and AED 25,000 for child.
           
  Emergency Accident and Sickness Medical Expenses including Evacuation & repatriation  

Coverage up to AED 50,000 -  For Silver, Gold and Standard Cards

Coverage up to AED 500,000 -  For Platinum, Emirati, Titanium and Infinite

  Coverage up to AED 500,000 -  For Business and Corporate Cards
           
  Travel Delay  

Reimbursement of reasonable expenses incurred towards accommodation and food: AED 100 per hour for delay in excess of 4 hours.

Maximum benefit:  Card member - AED -1000, Family - AED 2000.
 

Reimbursement of reasonable expenses incurred towards accommodation and food: AED 100 per hour for delay in excess of 4 hours.

Maximum benefit:  Card member - AED -1000, Family - AED 2000.
           
  Baggage Delay  

Reimbursement of incurred expenses:  AED -100 per hour for delay in excess of 4 hours.

Maximum benefit:  Card member - AED 1,000, Family - AED 2000

 

Reimbursement of incurred expenses:  AED -100 per hour for delay in excess of 4 hours.

Maximum benefit:  Card member - AED 1,000, Family - AED 2000

           
  Baggage Loss  

Coverage is AED 500 per bag  

Maximum benefit:  Card member - AED -1000, Family - AED 2,000
 

Coverage is AED 500 per bag  

Maximum benefit:  Card member - AED -1000, Family - AED 2,000
           
  Personal Liability  

Maximum coverage of AED 50,000 - For Silver, Gold and Standard Cards

Maximum coverage of AED 150,000 -  For Platinum, Emirati, Titanium and Infinite

  Maximum coverage of AED 150,000 -  For Business and Corporate Cards
           
  Emergency Assistance   Medical service, Evacuation / Repatriation, Legal assistance, Lost luggage / Passport, Emergency cash, Available 24 hours for international travel only.   Medical service, Evacuation / Repatriation, Legal assistance, Lost luggage / Passport, Emergency cash, Available 24 hours for international travel only.
           

 

All these benefits come to you for a nominal monthly charge as per the Schedule of Charges and will apply on your monthly credit card balance. Secure the future of your family with First Secure from Dubai First, and give yourself the peace of mind you deserve.

*Policy Terms and Conditions apply. For further details click here