Bike Safe

Experience the joy of cycling without having to worry about the bad stuff
  • For inquiries, call
    04-506 8100
  • available Sat - Thu
    from 8am - 5pm

Product Overview

Experience the joy of cycling without having to worry about the bad stuff

Bike Safe from Dubai First, offers bicycle insurance with extensive benefits to provide cyclists with cover they can rely on, exceptional value, and a claims service to get you back on your bike as quickly as possible, should you need it.

Enjoy your ride with peace of mind knowing that you have the right cover!!


  • GCC residents
  • 18 years of age to less than 60 years of age
  • Salaried customers / Self-employed
Benefits Description

Accidental Loss or Accidental Damage to Bicycle

In  the  event  of  Accidental  Loss  or  Accidental  Damage  to  the insured Bicycle due to fire or theft (whole bicycle) or any cause not excluded from this policy, the Insurance Company will pay for the replacement value

New For Old

In the event of Total Destruction or Theft of the whole insured Bicycle, the Insurance Company will pay the insured value or the replacement value (actuals or new market value whichever is lesser)

Personal Accident (Death & Permanent Total Disability)

In the event of a Bodily Injury whilst riding or pushing the Insured Bicycle, which results in Death or Permanent Total Disability of an Insured Person within 365 days from the date of the Accident, the Insurance Company shall pay the Beneficiary up to AED 100,000.

Public Liability

The Insurance Company will indemnify the Insured Person for Accidental Bodily Injury, Death, and Illness to any person or Accidental Damage to third party property which arises whilst riding or pushing the Insured Bicycle, for which a legal liability arises.

The   maximum    amount    Insurance Company    will    indemnify    is AED 200,000/-.  The total amount payable includes reasonable defence costs and expenses incurred by Insured Person in connection with any liability insured under this policy.


  • Maximum liability for participating in Amateur Competitions is 50% of the Sum Insured.
  • No Racing Cover
  • Theft of whole Bicycle is only covered; spares and accessories are not covered under this insurance


Please refer to the policy terms & conditions for details on coverage, limits & exclusions.

For Terms and Conditions, click here