Unmatched flexibility. Unlimited business growth.
Welcome to the world of the Dubai First Business Credit Card. At Dubai First, we know what drives your business and what fuels your success.
With flexible interest rates that suit you, flexible rewards programmes, streamlined record-keeping and more spending power, the Dubai First Business Credit Card is a comprehensive support system specially designed for your business expenses.
With all its exceptional benefits and unmatched privileges, you’ll discover that your Dubai First Business Credit Card can be your ideal business partner.
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Flexible Interest Rates
For the first time ever, here’s a card that responds to your purchase pattern. No matter how large or small your business, your Dubai First Business Credit Card gives you flexibility just where you need it.
A special low interest rate will be charged for the 1st Business Card Quarter* of your membership. During this Business Card Quarter, your monthly expenditure, repayment pattern and promptness of payments will be evaluated and this will determine your interest rate for the next Business Card Quarter.
Below is a table that simplifies the interest rate calculation:
The above rates apply in case no late payments are made during the review period. In case of late payment, interest charges will increase as follows:
- 1 late payment: 0.50%
- 2 late payments: 0.75%
- 3 late payments: 1.00%
The example below explains just how flexible the Dubai First Business Credit Card is:
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More Spending Power
Give your business more flexibility with seamless working capital, regulate your cash flow, plan your monthly expenses and keep up with the demands of your business.
Dial-a-draft
When special financing needs such as rent payments arise when least expected, you can choose the option of Dial-a-Draft and get instant access to cash whilst improving your cash flow with our flexible repayment plan.
Additional Cards
Now give your key employees the same flexibility, convenience and control with supplementary Dubai First Business Credit Cards. This is a special feature that lets you set individual credit limits to cards you issue to your key employees
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Personal Account Manager
Whether you need professional advice, information on vendors or support with any financial requirements, your Personal Account Manager can help you gain a significant business advantage with customised solutions, when you need them most.
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Flexible Rewards
For the first time ever, here’s a business card that turns your everyday business purchases into extraordinary benefits, including cash, travel or business rewards.
Just call 04-506 8888 to redeem your choice of reward.
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Business Privileges
Get fabulous discounts on a wide spectrum of business facilities including couriers, printing, IT purchases, money transfers, telecom services, meet & greet services. You also get great discounts on hotel stays and airline tickets with your Dubai First Business Credit Card.
UAE-Gate Card
No more waiting in queue endlessly at Dubai Airport. Get a UAE-Gate Card for a special price of AED 100 and save AED 100! Less stress, more convenience when you travel in and out of the UAE.
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More Control
Streamlined Personal and Business Accounts
Separate your personal and business expenses with a card that’s specifically designed for your business. Monitor your accounts, calculate your expenses, streamline your cash management and take control of your business expenses with ease.
Expense Reports and Account Summaries
With periodical quarterly and annual account summaries and Management Information System (MIS) reports, you can simplify your book-keeping and accounting tasks and track all your business expenses across various categories.
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Flexible Advantages
Whether you need instant access to cash, wish to pay your utility bills or make a transaction over the phone, every little detail is designed to significantly support your business. Just call 04-506 8888 any time, any day.
Worldwide Recognition
Accepted at more than 22 million worldwide locations that bear the Visa brandmark.
Instant Cash Advances
Get convenient access to over 800,000 ATMs around the world plus the exclusive benefit of up to 10% cash advance!
Utility Bill Payments
Pay your DEWA, Etisalat landline, mobile, Al Shamil and Evision bills. Renew your Wasel card and also get extra 5% credit when you recharge.
Phone Banking
No matter where you are in the world, we are just a phone call away. Call us on 04-506 8888, any time, any day.
Paying Your Credit Card Bill
Choose from several flexible options to pay your credit card bill, including over 300 payment locations to pay by cash. You can also make cheque payments at 13 convenient locations of Al Ansari Exchange across Dubai, Abu Dhabi and Sharjah.
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*”Business Card Quarter” means the time period defined by Dubai First within which three successful repayments have been made to your account.