Business Flex Card
variable 29.88-37.08% p.a
- For inquiries, call
- Existing customers, call within UAE
call collect from outside UAE
+971 4 352 8228
Unmatched flexibility. Unlimited business growth.
Welcome to the world of Dubai First Business Credit Card. At Dubai First, we know what drives your business and what fuels your success.
With Flexible Interest rates that suit you, Flexible Rewards programme, streamlined record-keeping and more spending power, the Dubai First Business Card is a comprehensive support system specially designed for your business expenses.
With all its exceptional benefits and unmatched privileges, you’ll discover that your Dubai First Business Card can be your ideal business partner.
More Spending Power
Give your business more flexibility with seamless working capital, regulate your cash flow, plan your monthly expenses and keep up with the demands of your business.
For the first time ever, here’s a business card that turns your everyday business purchases into extraordinary benefits. You will earn Business Points for your retail purchases that you can redeem for a choice of rewards. Choose from:
- Cash Back
- Travel vouchers
- Gift Vouchers at select merchants
Just call 04-506 8888 to redeem your choice of reward.
You can now request us to arrange a Convenience Cheque as a mode of payment to your suppliers or vendors. All you need to do is call our 24/7 Contact Center on 04-5068888. The cheque will be couriered within five working days.**
Should you require funds from your credit limit as cash to meet your business commitments, we can transfer up to 70% to your bank account within three working days. Call us on 04-5068888.**
At Dubai First, we understand your business needs well. We offer you fabulous discounts to help you fulfill your business requirements efficiently.
Click here to view all the exciting offers.
Separate your business and personal expenses with a card that’s specifically designed for your business. Monitor your accounts, calculate your expenses, streamline your cash management and take control of your business expenses with ease.
Flexible Interest Rates
For the first time ever, here’s a card that responds to your purchase pattern. No matter how large or small your business, your Dubai First Business Card gives you flexibility just where you need it.An interest rate of 35.88% will be charged in the first Business Card Quarter*of your membership. During this Business Card Quarter, your monthly expenditure, repayment pattern and promptness of payments will be evaluated and this will determine your interest rate for the next Business Card Quarter.
Below is a table that simplifies the interest rate calculation:
The above rates apply in case of no late payments are made during the review period. In case of late payment, interest rate will increase as follows:
- 1 late payment: 0.50%
- 2 late payments: 0.75%
- 3 late payments: 1.00%
The example below explains just how flexible the Dubai First Business Card is:
Whether you need instant access to cash, wish to pay your utility bills or make a transaction over the phone, every little detail is designed to significantly support your business. Just call 04-506 8888 any time, any day.
Accepted at more than 22 million worldwide locations that bear the Visa brandmark.
Instant Cash Advances
Get convenient access to over 2.3 million ATMs around the world plus the exclusive benefit of up to 70% cash advance!
Utility Bill Payments
Pay your DEWA, Etisalat landline, mobile, Al Shamil and Evision bills. Renew or recharge your Wasel account.
No matter where you are in the world, we are just a phone call away. Call us on 04-506 8888, any time, any day.
Paying Your Credit Card Bill
Choose from several flexible options to pay your credit card bill, including over 1,100 payment locations to pay by cash. You can also pay by cheque payments, bank transfer or use our Webpay gateway for online payments. To view all the easy payment options, please click here.
*”Business Card Quarter” means the time period defined by Dubai First within which three successful repayments have been made to your account.
** Processing fee may be applicable.