Business Card
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Unmatched flexibility. Unlimited business growth. More Spending Power Give your business more flexibility with seamless working capital, regulate your cash flow, plan your monthly expenses and keep up with the demands of your business. Dial-a-draft When special financing needs such as rent payments arise when least expected, you can choose the option of Dial-a-Draft and get instant access to cash whilst improving your cash flow with our flexible repayment plan. Additional Cards Now give your key employees the same flexibility, convenience and control with supplementary Dubai First Business Credit Cards. This is a special feature that lets you set individual credit limits to cards you issue to your key employees. Flexible Rewards
For the first time ever, here’s a business card that turns your everyday business purchases into extraordinary benefits, including cash, travel or business rewards. Personal Account Manager Whether you need professional advice, information on vendors or support with any financial requirements, your Personal Account Manager can help you gain a significant business advantage with customised solutions, when you need them most.
Business Privileges
Expense Reports and Account Summaries |
Flexible Interest Rates For the first time ever, here’s a card that responds to your purchase pattern. No matter how large or small your business, your Dubai First Business Credit Card gives you flexibility just where you need it. An interest rate of 24.99% will be charged for the 1st Business Card Quarter* of your membership. During this Business Card Quarter, your monthly expenditure, repayment pattern and promptness of payments will be evaluated and this will determine your interest rate for the next Business Card Quarter. Below is a table that simplifies the interest rate calculation: ![]()
Flexible Advantages
Instant Cash Advances
Paying Your Credit Card Bill
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AvisUp to 20% off and Preferred® Service... View offer |
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Dav El10% off all transportation services... View offer |
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GoToMeetingTry for 30 days, subscribe at 10% off!... |
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GoToMyPC
Try for 30 days, subscribe at 10% off!... |
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Fairmont Hotels & Resorts
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International Limousine Service
Indulge in 15% savings worldwide... |
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Star Metropolis
Receive a healthy 25% discount at Star Metropolis ... |
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Dynatrade Auto Service
Enjoy up to 30% extra value with Super Saver Servi... |
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Al Reyami Interiors
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Arab Orient Insurance Company
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Coral Hotels & Resorts and Corp Executive Hotels
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Rotana Hotels and Resorts
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CompuMe & I2
Visa Commercial cardholders can enjoy special bene... View offer |
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Fairmont Hotels & Resorts
Visa Commercial cardholders will receive a 20% dis... View offer |
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Rivoli
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Better Life Appliances & Accessories
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Marriott International
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HotelClub
Get up to 75% off at 50,000 hotels worldwide... View offer |
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LegalZoom
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Leonardo Hotels
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Luggage Forward
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Mandarin Oriental Hotel Group
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Meridian Air Charter
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National Car Rental
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Raffles Hotels & Resorts
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Sixt Rent A Car
Up to 10% off at Sixt Rent a Car/Truck... View offer |
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Swissotel Hotels & Resorts
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WORLDHOTELS
Save 10% + Breakfast at Worldhotels... View offer |
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Raffles Dubai
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Useful Information
Business Secure from Dubai First Business Credit Card.
No other credit card protects you better.
Free for the first month, Business Secure covers your Dubai First Business Credit Card outstanding balance in case of unfortunate events like death, permanent total disablement or critical illness, in addition to hospital cash benefits and comprehensive travel protection.
It’s the most comprehensive credit shield for your business.Business Secure covers your Dubai First Business Credit Card outstanding balance in case of:Schedule of Charges
| DESCRIPTION | FEE(% or AED) |
| Primary card annual membership fee | 1% of your credit limit |
| Over limit fee | AED 149 |
| Cash advance fee | 3% of cash advance amount or AED 60 whichever is higher |
| Liability letter | AED 100 |
| Sales draft copy | AED 50 |
| Returned cheque fee | AED 149 |
| Duplicate statement fee | AED 25 |
| Processing fee for dial-a-draft | AED 100 |
| Special benefits [Dial-a-draft] | ||||
| Tenure (months) | 6 | 12 | 18 | 24 |
| Flat monthly interest rate | 1.59% | 1.49% | 1.39% | 1.29% |
| Early settlement for dial-a-draft | 100(plus applicable interest charges) | |||